This paper investigates the impact of different factors on youth’s financial behaviors. In the proposed model, motivational, religious factors as well as parent’s financial behavior have considered as predictors of youth’s financial behavior. In order to reach research goal, cross-sectional survey has been employed. Thus, a standardized questionnaire was distributed among 289 of university students in Urmia who had 18 to 25 years old in 2016. Results indicate that youth’s financial behavior affects from parents’ and children religious believes. In addition, parents’ financial behavior and their financial education have significantly effect on youth’s financial behavior.